Mortgage Aksing Form

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Privacy, accuracy and efficiency is our promise for any conversations via telephone or online chat.  Our proficient and experienced consultants can analyze your credit, income and assets quickly, so you can have an approval before the end of today. Customer satisfaction is our highest priority. Meet The Team

The team at Mares Mortgage
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3-Minute Pre-Approval Application Form

Getting started is simple. Complete our easy application and a loan officer will contact you with a decision — no strings attached.

Step 1 of 4

Secure Form

Borrower (Full Name)*

Best number to reach you *

Email Address *

1735

Enter the number from the white box*

* Indicates a Required Field

Continue to complete long form
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3-Minute Pre-Approval Application Form

Getting started is simple. Complete our easy application and a loan officer will contact you with a decision — no strings attached.

Step 2 of 4

Secure Form

Birthdate

Years at Address

ZIP *

Social Security

Street Address *

City *

State *

* Indicates a Required Field

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3-Minute Pre-Approval Application Form

Getting started is simple. Complete our easy application and a loan officer will contact you with a decision — no strings attached.

Step 3 of 4

Secure Form

Employer (or Self Employed) *

Work Phone *

Position or Occupation *

Gross Monthly Salary *

Years at this position

Source of Other Income

Other Monthly Income

Current Mortgage Payment or Rent *

Approximate Checking/
Savings Balance

Current Home Purchase Price

Current Home Market Value

How’d you hear of us

  • “Mares Mortgage to run credit ext”.

* Indicates a Required Field

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3-Minute Pre-Approval Application Form

Getting started is simple. Complete our easy application and a loan officer will contact you with a decision — no strings attached.

Step 4 of 4

Secure Form

Add Co-Borrower

By submitting this form, I authorize Mares Mortgage to obtain my/our credit report for the purpose of determining credit worthiness. The information that is obtained is strictly confidential. A photocopy, email, or facsimile of this authorization may be deemed to be the equivalent of the original.

X

3-Minute Pre-Approval Application Form

Getting started is simple. Complete our easy application and a loan officer will contact you with a decision — no strings attached.

Step 4 of 4

Secure Form

Co-Borrower (Full Name)

Email Address

Business Phone

Position or Occupation

Years at the Position

Birthday

Social Security

Gross Monthly Salary

Other Monthly Income

Source of Other Income

Approximate Checking/Savings

<< Back

By submitting this form, I authorize Mares Mortgage to obtain my/our credit report for the purpose of determining credit worthiness. The information that is obtained is strictly confidential. A photocopy, email, or facsimile of this authorization may be deemed to be the equivalent of the original.

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Thank You

Thank You! Your application was submitted successfully

We will respond with in the hour, and an approval within 24 hours.

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About Us

Honesty, Integrity, Customer Service, not something you often hear about in a mortgage company.

Mares Mortgage is rated first, locally* and recommended as the most convenient home loan option. A standard that has been perfected for more than two decades. When Cutberto Hernandez started providing loans in 1993, he did not just want to provide quality financing. His objective of providing value to his clients that would serve them in the future is the still the driving force today in their family owned and operated business. Mares Mortgage has built a solid reputation on honesty, a strong knowledge of financing and hands-on customer service.

Interior Designs by Lindye Galloway Design

Personalized Care

Our primary goal is to deliver extraordinary guidance and service through every step of the lending process. We have an “open door” policy and have been providing families with friendly, courteous and tailor fit guidance for each of our clients. We want you to achieve the keys to your dream.

Solid, Trusted Organization

For over 20 years we have been providing our clients with the strength and stability that you need in a mortgage lender. We have built our company on our core value of integrity and responsible lending practices.

What sets us apart?

We believe in transparency and providing our clients with the most competitive rates and programs available.

At Mares Mortgage you will be working with Certified Mortgage Planning Specialists that provide each transaction with dedication, professionalism and personalized care. Our membership to the National Association of Mortgage Professionals promotes and reflects our ethical and legal good standing.

We utilize Loansifter, which is a web-based solution that enables us to search rates from over 175 banks nationwide. This guarantees us that we are offering the most competitive interest rates and underwriting to our clients.

At Mares Mortgage we provide an access to all conventional, commercial and government loans including federal loans insured by HUD, such as FHA and VA, as well as providing a professional Bilingual and Notary Public service.

Our commitment to you is to deliver the best interest rate and loan program while providing responsive customer service that meets or exceeds your expectations.

Why Choose a Mortgage Correspondent?

  • Traditional Bank or Mortgage Broker

    A Traditional Bank offers many financial products and services. One of the services offered by banks is mortgage financing and offers limited selection of mortgage options and a very defined range of interest rates for the home loan needs of their customers.

    A Mortgage Broker specializes in offering the services of other mortgage direct lenders. Their pricing can be competitive because each Mortgage Broker has access to a variety of interest rates and programs. However, a Mortgage Broker gathers paperwork from a borrower and must depend on other lenders to underwrite, draw the necessary documents, and fund their loans. This can significantly limit their flexibility and control of the transaction having to depend on others to meet the targeted deadline.

  • Mortgage Correspondent

    Mares Mortgage is a Direct Lender or Mortgage Correspondent and are specialists in all aspects of loan origination and mortgage services. We have unlimited flexibility to shop the entire lender market. This can provide significant pricing advantages over banks. In addition, Mortgage Correspondents are authorized to fund mortgages on their warehouse lines. They use their own funds, or funds borrowed from a warehouse lender to fund their loans. These in-house capabilities virtually guarantee quick and accurate closings for our customers.

  • Excellent mortgage service! This is the second time I worked with Cutberto (Cubie) Hernandez – first was to take out a mortgage loan against my home, and second as a refi with cash out. My experience the first time was so positive that I contacted Cubie again the second time without hesitation. Both times he and his team at Mares Mortgage were quick to respond, and patient to walk me through the steps and explain any confusing procedures to put me at ease. He even made the signing of loan docs convenient. The first time, I was on a trip to Northern Cal, but we didn’t need to wait until my return because he sent a notary to the hotel where I was staying, when I had some down time in my schedule! The second time, the notary came after hours to my house so I didn’t have to leave early from work. I appreciate that they accommodated me, and worked hard for me. I felt very taken care of and valued as a client. I will use them again if the need ever arises, and highly recommend them to anyone who wants to get the job done right, professionally, quickly, and conveniently. Thank you, Cubie, and Mares Mortgage, for the trust I have in you with my biggest investment!

    Phebe A . – Los Angeles, CA

    2015-06-08

  • My husband and I are extremely pleased on how smoothly our refinance went through with Christian Hernandez help! We are super excited as we’ll be saving a few hundred $ every month on our mortgage payment. Christian is the man to go to  His expertise and knowledge is superb. He helped us buy our first home and he was very helpful through out the entire process. We were so pleased we just knew we had to go back to him to refinance. He’s the man to go to for all your mortgage needs!

    P G. Tustin, CA

    2016-03-30

  • My wife and I were very pleased to work with Oscar Gonzalez at Mares Mortgage. He helped us get into the right loan that fit our needs. We were impressed by his knowledge, attention to detail, trustworthiness, and direction throughout the entire process from start to finish.

    Oscar from the beginning gave us the direction needed to get our financial situation in order before moving forward on the listing of our old home and the purchase of our new home.
    When it came to the loan process, he gave us options and explained them clearly and thoroughly. Oscar was accessible and always had time for us. His advice and professionalism were exceptional. We couldn’t be more happy with Oscar and will continue to give him our business in the future.

    Anybody looking for a loan, look no further then Mares Mortgage and ask for Oscar!

    Mike M. – Rancho Santa Margarita, CA

    2015-10-19