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  • Mid Dec. 2014, I joined the race to Refi. By mid Jan. 2015 the termite inspector found termites eating my Loma Vista home. Dismayed, I posted a call for help on the NextDoor website.

    Christian Hernandez not only answered my call for a General Contractor but also answered my non-verbal call for a next door neighbor.

    As we talked and our mutual interests clicked, all my frustrations with my Refi efforts became clear. Christian introduced me to Mares Mortgage and solved my Refi problems!

    Christian Hernandez represents more than Mares Mortgage. He becomes the friend everyone wants on their side.

    Firing a frustrating Lender is not easy and is certainly not a pleasant undertaking. Christian fixed the Refi experience for me and dropped my interest rate by ¾%. That’s right: From 4.125% to 3.375%

    Thank you, Christian.  …  “I love you man!” …

    Paul K. – San Juan Capistrano, CA

    2015-03-13

  • As a real estate agent, I had an unbelievably positive experience working with Christian over the course of 3 different mortgages.  The situation was complex, and the other two mortgage brokers we worked with said that it wasn’t possible for my client to close.  Christian found a way, and worked INCREDIBLY hard, and never seemed to get frustrated or upset despite the amount of extra effort he had to put in to make it all work.   I HIGHLY recommend Christian Hernandez!

    Brian W. – San Francisco, CA

    2015-07-08

  • I bought a small condo, townhome, and more recently our first house. I used Mares Mortgage each time and it is always a great experience. Their staff is knowledgeable and professional at all times. Buying a home can be stressful but the Mares staff helped us stay one step ahead of our loan and helped make the process that much easier.

    Isaac C. – San Clemente, CA

    2016-02-08

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