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    Recast a Mortgage: A Complete Guide

    Want to lower your monthly mortgage payment without the hassle of a refinance? Then you may want to consider a mortgage recast. According to Forbes, Mortgage recasting is one of the top five mortgage trends you’ll see in 2020. Recasting…Read More

    How to Get a Home Improvement Loan

    When you’ve been living in a particular house for long, there comes the time when renovations aren’t just desired, they’re necessary. Whether it’s minor repairs, major upgrades, or a complete remodeling, all of it takes a lot of time, money,…Read More

    Signs You’re Ready to Buy Your First House

    Adulthood comes quickly, and with it comes many unexpected responsibilities. These responsibilities include shopping for groceries, washing the laundry… and dishes, considering the possibilities of roommates or a spouse or even raising the much shorter roommates, aka kids.  One of…Read More

    Should You Consider Mortgage Protection Insurance?

    If you are a current homeowner, chances are you have heard about mortgage protection insurance, and it could be a wise investment to protect your property from foreclosure. But before you decide on whether to get mortgage protection or not,…Read More

    The Ultimate Guide to Refinancing an Investment Property

    Refinancing has made its way into the headlines recently for the ridiculously low-interest rates that can be seen since the COVID-19 crisis began. Property owners everywhere are interested in refinancing, and they want answers. Key points:   Why, when, and…Read More

    What You Should Know About Second Mortgages

    Second mortgages are loans, which provide an opportunity to borrow money against the value of your home. In many cases, when you buy a property, its value increases over time. A second mortgage enables you to benefit from the equity…Read More

    Buying A Second Home: How To Finance

    You would think that buying a second home would be the same as purchasing the first.  But, unfortunately, that’s not usually how it pans out. The process is often significantly more complicated and involves many tax implications than don’t apply…Read More

  • My husband and I are extremely pleased on how smoothly our refinance went through with Christian Hernandez help! We are super excited as we’ll be saving a few hundred $ every month on our mortgage payment. Christian is the man to go to  His expertise and knowledge is superb. He helped us buy our first home and he was very helpful through out the entire process. We were so pleased we just knew we had to go back to him to refinance. He’s the man to go to for all your mortgage needs!

    P G. Tustin, CA

    2016-03-30

  • Great experience and fast service. They helped me purchase my first home and gave me peace of mind with their expertise!!

    Jesse O. – Corona, CA

    2015-10-17

  • I bought a small condo, townhome, and more recently our first house. I used Mares Mortgage each time and it is always a great experience. Their staff is knowledgeable and professional at all times. Buying a home can be stressful but the Mares staff helped us stay one step ahead of our loan and helped make the process that much easier.

    Isaac C. – San Clemente, CA

    2016-02-08

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