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    How to Refinance a Mortgage With Bad Credit

    If you need to refinance your mortgage, it can be harder than you think, especially if you’ve got bad credit. Even if you’ve got an average credit score, you might be tempted to believe that refinancing isn’t an option for…Read More

    House Buying Checklist for Beginners

    Buying a house for the first time can be a daunting undertaking. Even if you’ve purchased a home before, it’s still not something most consider easy. After all, there are so many things involved, such as hunting for your dream…Read More

    Joint Mortgage Vs. Joint Ownership: What’s the Difference?

    Just to get it out of the way, you need to understand that the terms “joint ownership” and “joint mortgage” aren’t the same. For starters, you can get more funding for a home mortgage through a joint mortgage than if…Read More

    What Exactly Is a Purchase Money Loan?

    When you decide finally to buy a new home, you may find yourself relying on one form of financing or another. Obviously, if you do, it will be to ensure that you’ve got the money you need to see the…Read More

  • Meet Westin & Stephanie

  • I loved working with Oscar Martinez at Mares Mortgage!  Let’s face it – financing a home purchase is a pain. There are constant demands for documents and more documents, and the process usually drags on and on.  Oscar was amazing – he handled it all, and was so easy to work with.  I highly recommend (hence, the 5 stars) Mares Mortgage.  They were recommended to me by Tom Hribar, the realtor, and it was a great recommendation.  I’ll go back to them if I ever need to refinance or buy another home.  Great experience!

    Lori C. – Orange, CA

    2015-12-11

  • Mares Mortgage is a MUST for all of your mortgage and home purchasing needs. Almost two full years ago now, I was a first time home buyer. I knew absolutely nothing when it came to purchasing a home and what it entails. I found Mares Mortgage and their team of Mortgage professionals, and everything changed for the better.  I had the pleasure of working with Christian Hernandez, one of the mortgage brokers here and I have to say everything I experienced in regards to his work ethic, attention to detail, and customer service was top notch!

    Mike F. – Irvine, CA

    2015-05-28

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