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    What You Should Know About Financing with a HARP Mortgage

    What is HARP A HARP (Home Affordable Refinance Program) mortgage is a home loan refinance program that offered homeowners the ability to refinance. Many homeowners have “underwater mortgages,” which means they owe more on their mortgage than the value of…Read More

    What are HOA Fees?

    A Richmond, Texas homeowner was recently cited by her local HOA, or homeowners association, for displaying strip club-themed skeletons in front of her house in a goofily raunchy sense of Halloween spirit. The members of her local HOA were not…Read More

    Buying Subject to an Existing Loan

    The typical cost of a new home today is about $326,800. So, if you are in the market for a new home, now may be a great time to consider buying. Still, many new homeowners don’t consider that along with…Read More

    11 Cities Where you Can Buy a Home Under $150,000

    Who doesn’t want to own a home? For many Americans, homeownership is probably the greatest personal life investment one can make during their lifetime. Ultimately, a house cannot truly become your home until you finish all of the mortgage payments.…Read More

    What Does Homeowners Insurance Cover

    In the 1993 film “True Romance,” there is a memorable line about firearms protection where a character says, “it’s better to have it and not need it than need it and not have it.” That excellent movie line could be…Read More

    13 Survival Tips for Renting Your Own Home

    If you’re someone who’s thinking about renting your own home to strangers, you’ve got some things to consider. Maybe you’re giving some thought to the benefits of a little more cash coming in. Perhaps you’ve daydreamed about using that extra…Read More

    Buying a Foreclosed House

    What do you think about when the idea of buying a foreclosed house comes to mind? You’ve probably seen listings for what sound to be genuinely amazing deals in newspapers and online real estate sites, right? Maybe you’re someone looking…Read More

    How to Refinance a Mortgage With Bad Credit

    If you need to refinance your mortgage, it can be harder than you think, especially if you’ve got bad credit. Even if you’ve got an average credit score, you might be tempted to believe that refinancing isn’t an option for…Read More

    House Buying Checklist for Beginners

    Buying a house for the first time can be a daunting undertaking. Even if you’ve purchased a home before, it’s still not something most consider easy. After all, there are so many things involved, such as hunting for your dream…Read More

  • My wife and I had an incredible experience with Christian Hernandez at Mares. It was our first home buying experience and we had a LOT of questions, all of which were patiently and expertly answered by Christian and his team. We were able to close very quickly and I really don’t think the process could have gone any more smoothly. We’re grateful for Christian’s expertise and the whole Mares Team’s guidance and support throughout the process.

    Billy W. – Los Angeles, CA

    2016-03-28

  • I had no idea what I was getting myself into buying a house, but mares mortgage was there with me every step of the way. I now own a single family home, which I would have never thought I could get.

    Meghan O. – Rancho Cucamonga, CA

    2016-02-05

  • Mares Mortgage Client Testimonial

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