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    580 Credit Score Home Loans: What You Need to Know

    Having a low credit score may be challenging, and in the past may have meant that homeownership was off the table. Fortunately, this is no longer true. There are loans available for people with low or bad credit, and we’ll…Read More

    What is a HUD Home?

    This is one government agency you want to know about, especially if you’re looking to buy a home. HUD creates opportunities for homebuyers to purchase while saving tens of thousands of dollars. Here’s some information about HUD and the deals…Read More

    How to Refinance a Mortgage With Bad Credit

    If you need to refinance your mortgage, it can be harder than you think, especially if you’ve got bad credit. Even if you’ve got an average credit score, you might be tempted to believe that refinancing isn’t an option for…Read More

    Joint Mortgage Vs. Joint Ownership: What’s the Difference?

    Just to get it out of the way, you need to understand that the terms “joint ownership” and “joint mortgage” aren’t the same. For starters, you can get more funding for a home mortgage through a joint mortgage than if…Read More

    What Exactly Is a Purchase Money Loan?

    When you decide finally to buy a new home, you may find yourself relying on one form of financing or another. Obviously, if you do, it will be to ensure that you’ve got the money you need to see the…Read More

    Recast a Mortgage: A Complete Guide

    Want to lower your monthly mortgage payment without the hassle of a refinance? Then you may want to consider a mortgage recast. According to Forbes, Mortgage recasting is one of the top five mortgage trends you’ll see in 2020. Recasting…Read More

    How to Get a Home Improvement Loan

    When you’ve been living in a particular house for long, there comes the time when renovations aren’t just desired, they’re necessary. Whether it’s minor repairs, major upgrades, or a complete remodeling, all of it takes a lot of time, money,…Read More

    Should You Consider Mortgage Protection Insurance?

    If you are a current homeowner, chances are you have heard about mortgage protection insurance, and it could be a wise investment to protect your property from foreclosure. But before you decide on whether to get mortgage protection or not,…Read More

    What You Should Know About Second Mortgages

    Second mortgages are loans, which provide an opportunity to borrow money against the value of your home. In many cases, when you buy a property, its value increases over time. A second mortgage enables you to benefit from the equity…Read More

  • We have been looking for home and working with Oscar for years. We changed the search market and the real estate agent several time before we found a home. However, Oscar was the only one we trusted and kept by our side due to his high level of customer service.

    Oscar is Loyal, Responsive , and most importantly Knowledgeable and Honest.

    You will only get the right answer and information from Mars Mortgage. They will find the best way to fit your needs and your financials and they will partner with you every step of the way.

    Thank you Oscar for the hard work and commitment getting our loan at the best rate despite the market instability.

    R M. – Sawtelle, Los Angeles, CA

    2015-09-20

  • Mares Mortgage Client Testimonial

  • Mares mortgage is truly amazing. You are treated with the utmost respect. When you talk to the agents, they take their time to fully explain each step of the buying/refinancing process. I have bought 2 homes and refinance once with Mares. Working with Cutberto III is nothing short of perfection. He and his team are bright, sharp, and very professional.
    Don’t let distance be an issue. I live in Palmdale and handled everything over email and through phone conversations. You never have to drive anywhere, as everything is brought or mailed to you.
    Highly recommended.
    If you or someone you know are in the market to purchase or refi, give them a call first. You’ll be a life long customer.

    Marcio C. – Palmdale, CA

    2016-03-15

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