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    Signs You’re Ready to Buy Your First House

    Adulthood comes quickly, and with it comes many unexpected responsibilities. These responsibilities include shopping for groceries, washing the laundry… and dishes, considering the possibilities of roommates or a spouse or even raising the much shorter roommates, aka kids.  One of…Read More

    Should You Consider Mortgage Protection Insurance?

    If you are a current homeowner, chances are you have heard about mortgage protection insurance, and it could be a wise investment to protect your property from foreclosure. But before you decide on whether to get mortgage protection or not,…Read More

    Buying A Second Home: How To Finance

    You would think that buying a second home would be the same as purchasing the first.  But, unfortunately, that’s not usually how it pans out. The process is often significantly more complicated and involves many tax implications than don’t apply…Read More

    Reasons to Refinance Your Home

    Refinancing a mortgage can deliver a lot of benefits and such a strategy should never be overlooked. Many homeowners with existing mortgages will always keep an eye out on interest rates and look for when to refinance to take advantage…Read More

    First Home Buying Guide: Tips and Tricks

    Home buying is always an exciting but overwhelming endeavor. There are many things to consider and a lot of money is at stake!   Luckily, we’ve compiled some tips and tricks to put the consumers first so that the complex…Read More

  • I have known Cubie Hernandez for over 10yrs and recently solicited his help on the purchase of my first investment property.

    I recently purchased a 4-plex in Long Beach.  I wanted to purchase the property using FHA financing.  It was my understanding that FHA financing was extremely difficult to obtain and required a number of “extra” due diligence compared to traditional financing.  However, Cubie was extremely diligent in keeping me apprised of everything I needed to complete in order to obtain the financing.  Not only did he make the process simple, he communicated his ability to close a transaction using FHA with the seller and their agent.  In doing so, I am convinced Cubie was the reason we were picked to purchase the 4-plex over the other buyers.

    Thanks to Cubie and Mares Mortgage for all their help.  I have recommended Cubie to others whom have had similarly great experiences.  I will continue to work with Cubie on all of my future purchases and refinances.

    Ben E. – Manhattan Beach, CA

    2015-09-03

  • We are very grateful for Mares Mortgage. Always available to answer questions and had our best interest in mind through the process.

    Ailicec A. – San Juan Capistrano, CA

    2016-04-06

  • We used Mares for our refinance on our mortgage.  Christian was so helpful for all of our questions and made the process way less overwhelming than we thought it would be.  The customer service was outstanding, working around our hectic schedules and he was so thorough with the explanations on everything.  They ended up saving us a ton with competitive rates and their fees were all reasonable and clear cut.  We’d gladly use them again!

    Bethany L. – Newport Beach, CA

    2015-10-10

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