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Trending Blogs

    How to Buy Real Estate With Bitcoin

    It seems like bitcoin has been in the news more and more recently—you’ve likely heard of it, and you may know people who have invested in it, but what is bitcoin, and does it have a use in real estate?…Read More

    How to Get a Mortgage: What You Need To Know

    It’s an exciting time when you are ready to buy your first home (and an expensive one). Unless you have the cash to buy a house outright, you’re likely going to be taking out a mortgage to finance your purchase.…Read More

    How Home Appraisals Work: A Beginners Guide

    Even if a buyer and seller agree on the price of a home, it’s not final until a home appraisal happens—unless it’s a cash purchase. Home appraisers an impartial third parties, and their job is to confirm a deal by…Read More

    Should You Lock Your Mortgage Rate?

    Interest rates on mortgage loans can be unpredictable—they might fluctuate multiple times during your loan application process and closing. To avoid uncertainty and preserve the interest rate you want, you can ask your lender for an interest rate lock. What…Read More

    Can You Buy A House With No Money Down?

    If not for down payments, many more people would be homeowners. The down payment is a hurdle that deters them from even trying to purchase a home. Even with a reasonable income, it’s no easy feat to accumulate 20% of…Read More

    House Buying Checklist for Beginners

    Buying a house for the first time can be a daunting undertaking. Even if you’ve purchased a home before, it’s still not something most consider easy. After all, there are so many things involved, such as hunting for your dream…Read More

    Signs You’re Ready to Buy Your First House

    Adulthood comes quickly, and with it comes many unexpected responsibilities. These responsibilities include shopping for groceries, washing the laundry… and dishes, considering the possibilities of roommates or a spouse, or even raising the much shorter roommates, aka kids.  One of…Read More

    Should You Consider Mortgage Protection Insurance?

    If you are a current homeowner, chances are you have heard about mortgage protection insurance, and it could be a wise investment to protect your property from foreclosure. But before you decide on whether to get mortgage protection or not,…Read More

    Buying A Second Home: How To Finance

    You would think that buying a second home would be the same as purchasing the first.  But, unfortunately, that’s not usually how it pans out. The process is often significantly more complicated and involves many tax implications than don’t apply…Read More

  • We are very grateful for Mares Mortgage. Always available to answer questions and had our best interest in mind through the process.

    Ailicec A. – San Juan Capistrano, CA

    2016-04-06

  • Mid Dec. 2014, I joined the race to Refi. By mid Jan. 2015 the termite inspector found termites eating my Loma Vista home. Dismayed, I posted a call for help on the NextDoor website.

    Christian Hernandez not only answered my call for a General Contractor but also answered my non-verbal call for a next door neighbor.

    As we talked and our mutual interests clicked, all my frustrations with my Refi efforts became clear. Christian introduced me to Mares Mortgage and solved my Refi problems!

    Christian Hernandez represents more than Mares Mortgage. He becomes the friend everyone wants on their side.

    Firing a frustrating Lender is not easy and is certainly not a pleasant undertaking. Christian fixed the Refi experience for me and dropped my interest rate by ¾%. That’s right: From 4.125% to 3.375%

    Thank you, Christian.  …  “I love you man!” …

    Paul K. – San Juan Capistrano, CA

    2015-03-13

  • My wife and I were very pleased to work with Oscar Gonzalez at Mares Mortgage. He helped us get into the right loan that fit our needs. We were impressed by his knowledge, attention to detail, trustworthiness, and direction throughout the entire process from start to finish.

    Oscar from the beginning gave us the direction needed to get our financial situation in order before moving forward on the listing of our old home and the purchase of our new home.
    When it came to the loan process, he gave us options and explained them clearly and thoroughly. Oscar was accessible and always had time for us. His advice and professionalism were exceptional. We couldn’t be more happy with Oscar and will continue to give him our business in the future.

    Anybody looking for a loan, look no further then Mares Mortgage and ask for Oscar!

    Mike M. – Rancho Santa Margarita, CA

    2015-10-19

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