Category Archives: Home Ownership

Even if a buyer and seller agree on the price of a home, it’s not final until a home appraisal happens—unless it’s a cash purchase. Home appraisers an impartial third parties, and their job is to confirm a deal by… Read More

Interest rates on mortgage loans can be unpredictable—they might fluctuate multiple times during your loan application process and closing. To avoid uncertainty and preserve the interest rate you want, you can ask your lender for an interest rate lock. What… Read More

If not for down payments, many more people would be homeowners. The down payment is a hurdle that deters them from even trying to purchase a home. Even with a reasonable income, it’s no easy feat to accumulate 20% of… Read More