Cubie’s Profile

We consult clients with a holistic approach and encourage BIG DREAMS!

As an authentic lender, we are able to align with our client’s goals; our approach creates win-win situations abound. Our progressive thinking helps us focus on ways to get the lowest rates, shorten escrow times, and help our clients reduce closing costs.

5 Star Rating and Testimonials – http://www.yelp.com/biz/mares-mortgage-san-juan-capistrano

As a Direct Lender, specifically a correspondent and Broker with Mares Mortgage, a Direct Lender we concentrate our programs on Residential, Multifamily and Apartment Commercial Lending.

Notable Points:

  • Husband Since 2009, Father Since 2013
  • NMLS Top 1% Originators 2013-2018
  • NMLS Top 5% Originator 2009-2018
  • Loyola Marymount University, College of Business, Emphasis in Finance – 2007
  • NCAA 4-Year Scholarship, Water polo
  • National Team Federation of Mexico
  • FINA World League 2007
  • Panamerican Games 2007

Acting Chairman of the Board for Loyola Marymount University’s Lion’s Water Polo Association for the Benefit of the LionsFund.

Since 2007 actively funded and originated Residential Loans for Sea Country Mortgage, DBA Mares Mortgage and Financial Advisory Counselor and Co-Publisher of “The Stimulus Book, HAMP and HAFA Edition,” and Foreclosure Counseling to home owners during the financial crisis that began in 2007.

  • "If I could give Cubie from Mares mortgage ten stars I would! He was fantastic to work with in purchasing our new home. In this competitive real estate landscape Cubie was an invaluable asset throughout the buying process. He was incredibly patient and knowledgable which was crucial during the stressful first time home buying process. I am so grateful for all of the hard work Cubie put into our loan. He was available 24/7 for any questions my husband and I had. Cubie is my mortgage broker for life and I have recommended his services to my family and friends. Thank you Cubie and the team at Mares mortgage!"

    Erika V. - El Segundo, CA
  • "I have just purchased my first home and could not be more grateful to Cutberto and Mares Mortgage! Talk about going the extra mile... my financial situation was "out of the box" and Cutberto found a solution to make my first home purchase a reality. He had my best interests at heart every step of the way, and was passionate about my getting into my first home... so much so, that it was often that he would be working very late on my behalf so that I would not lose out on the home of my choice. I talked to other lenders, they could not come up with a reasonable solution to my situation without it potentially costing me thousands of extra dollars, Cutberto did, and I am ever so grateful. He will walk you through the process, and explain things to you every step of the way. He's smart, warm, professional, and relentless... all to help his clients get into the homes of their dreams. Thank you Cubie, forever grateful."

    Carolina O. - Huntington Beach, CA
  • "His knowledge of the process and the breadth of experience in the home mortgage industry really proved invaluable. From beginning to end he help make the process as stress and painless as possible. Courteous, professional, thorough and customer friendly is how I would describe his involvement."

    David B.
  • "Amazing service. Cutberto walked us through step by step.  He was available morning and night to answer any of our questions. We highly recommend him to anyone who needs financing: he is very caring and helpful."

    Thomas L.

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