#1 Mortgage Broker Company in Orange County, CA

What our customers say about us!

99.9% Customer Satisfaction based on 670+ Reviews on GOOGLE

LET US BE YOUR GUIDE TO THE THREE PILLARS

How it Works

The Home Buying Journey

01
Initial Consultation and Needs Assessment

Mares Mortgage begins by conducting an initial consultation with the client to understand their financial situation, goals, and needs.

02
Comprehensive Loan Options Presentation

Based on the information gathered in the consultation, Mares Mortgage provides the client with a comprehensive presentation of available loan options.

03
Customized Loan Package Development

Mares Mortgage works closely with the client to develop a customized loan package that aligns with their specific needs and financial goals.

04
Streamlined Application and Closing Process

Once the client selects the preferred loan option, Mares Mortgage assists them with the application process.

PERSONALIZED CARE

Our primary goal is to deliver extraordinary guidance and service through every step of the lending process. We have an “open door” policy and have been providing families with friendly, courteous and tailor fit guidance for each of our clients. We want you to achieve the keys to your dream.

SOLID, TRUSTED ORGANIZATION

For over 20 years we have been providing our clients with the strength and stability that you need in a mortgage lender. We have built our company on our core value of integrity and responsible lending practices.

THE FIRST HERO’S STORY OF ABUELA MARES

abuela-logo

Maria Soledad Mares Romero, Aka Abuela Chole, began our mindset of putting the consumer first. She is the mother of Cutberto, our Founder and CEO. Her story began in Mexico City where she raised her son as a single mom, putting family first and believing in upholding her son, tradition of community building putting others first. She is our hero and our inspiration behind the mindset of the entire company.

Meet Our Team

Cutberto Sr., CEO
DRE 01095269 | NMLSR 246094

CUTBERTO SR

Kimberly Gjonovich
DRE 01014624 | NMLSR 1559231

KIMBERLY GJONOVICH

Cubie Hernandez
DRE 01800998 | NMLSR 246116

CUBIE HERNANDEZ

Christian Hernandez
DRE 01887390 | NMLSR 378369

CHRISTIAN HERNANDEZ

Oscar Gonzalez
DRE 1315161 | NMLSR 339965

OSCAR GONZALEZ

Eduardo Mendoza
DRE 01229509 | NMLSR 339968

EDUARDO MENDOZA

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DRE 02138373 | NMLS 2017687

BRIDGET ROY

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DRE 02177704 | NMLS 2369025

MICHAEL OLMOS

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DRE 01366226 | NMLS 2565914

ERNIE VIQUE

Riley Smith
DRE 02116561 | NMLS 1952839

RILEY SMITH

WHAT SETS US APART?

Mares Mortgage is part of the #1 Lender in America, UWM, who is revolutionizing the mortgage industry by harnessing the fastest, most advanced technology and even AI. This enables us to offer the lowest rates available nationwide, close home loans in an average of 15 days, and make home ownership more accessible than ever before. However, we understand that technology is only part of the equation. That’s why we ensure you have a dedicated Mortgage Advisor point of contact from start to finish. This blend of innovation and personalized care guarantees a seamless, efficient, and supportive journey to securing your dream home.

TRADITIONAL BANK OR MORTGAGE BROKER

A Traditional Bank offers many financial products and services. One of the services offered by banks is mortgage financing and offers limited selection of mortgage options and a very defined range of interest rates for the home loan needs of their customers.

A Mortgage Broker specializes in offering the services of other mortgage direct lenders. Their pricing can be competitive because each Mortgage Broker has access to a variety of interest rates and programs. However, a Mortgage Broker gathers paperwork from a borrower and must depend on other lenders to underwrite, draw the necessary documents, and fund their loans. This can significantly limit their flexibility and control of the transaction having to depend on others to meet the targeted deadline.

MORTGAGE CORRESPONDENT

Mares Mortgage is a Direct Lender or Mortgage Correspondent and are specialists in all aspects of loan origination and mortgage services. We have unlimited flexibility to shop the entire lender market. This can provide significant pricing advantages over banks. In addition, Mortgage Correspondents are authorized to fund mortgages on their warehouse lines. They use their own funds, or funds borrowed from a warehouse lender to fund their loans. These in-house capabilities virtually guarantee quick and accurate closings for our customers.

Credit Track: Your Fast Track to Homeownership

Get a customized credit improvement plan with our innovative Credit Track service, powered by CreditXpert®. Tailor-made to boost your score and unlock better rates.

Read More

The Power of Local Expertise + The Innovation of Credit Track

  • Community-Focused: Combining the local understanding of your mortgage broker with the technological prowess of Credit Track, we offer a solution that’s deeply rooted in community values and cutting-edge in its approach.
  • A Tailored Plan for You: With Credit Track, receive a credit improvement strategy that reflects your individual circumstances, goals, and the local market dynamics.
  • Beyond the Numbers: We see beyond credit scores and mortgage rates. It’s about building lasting relationships and helping you plant roots in a community you love.

 

COMPLETE FORM NOW

Credit Authorization

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* By affixing my electronic signature, I grant that this information be used by Sea Country Mortgage, Inc. DBA Mares Mortgage to pre-approve me for a mortgage loan, including the right to obtain my credit report, and to the release of information of credit, employment, bank accounts, rental, mortgage information to the assigned Credit Bureau and Sea Country Mortgage Inc. DBA: Mares Mortgage. I understand that the information will remain private and confidential. By submitting and signing this electronically, this application is to be deemed the equivalent of the original and can be reproduced or photocopied and that copy shall be effective consent as an original which I have signed.

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Our Commitment Shines Through Our Reviews

Proudly #1 on Google in Orange County, LA, and San Diego with 659 5-Star Reviews. Our clients' success stories are our greatest achievement. Our mission is to guide you to your dream home with ease and excellence. From in-depth local knowledge to personalized credit strategies, we're here every step of the way.

700+ Reviews.

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31 +

Years of Experience
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CHAT WITH THE LOAN BROTHERS!

HONESTY, INTEGRITY, CUSTOMER SERVICE, NOT SOMETHING YOU OFTEN HEAR ABOUT IN A MORTGAGE COMPANY.

Convenient and always first!

Mares Mortgage is rated first, locally* and recommended as the most convenient home loan option.

Proven and perfected!

A standard that has been perfected for more than two decades. When Cutberto Hernandez started providing loans in 1993, he did not just want to provide quality financing.