What our customers say about us!
99.9% Customer Satisfaction based on 670+ Reviews on GOOGLE
Christian at Mares Mortgage did an incredible job for us. I called him on a Saturday because our home loan with another broker didn't look like it was going to fund and we were on a very short timeline. Christian worked thru the weekend to get an alternate loan setup for us. By Wednesday we had underwriting approval and were cleared to closed on Friday. Escrow then closed on Tuesday. The only way that was able to happen was due to Christian's hard work. I would recommend him and Mares Mortgage to anyone who's looking to buy a home. They're fair, quick, reasonable and experts at what they do.
Vincent Moneymaker
We had a great experience with Mares Mortgage. To say Oscar was amazing is an understatement. He was so professional, kept us informed of our process, he is very knowledgeable and always looked out for our best interest. We will definitely recommend Mortgage to all our Family and Friends.
Viridiana Gonzalez
Going into the house buying environment for a first time can be overwhelming. Thankfully, Bridget has been supportive and informative all the way to earn our trust. She got us amazing rates and guide me through every stage of the buying process and in the end my wife and I are very satisfied with our new home. Overall, I absolutely would recommend Bridget and her team to prospective buyers or sellers.
Andrew Le
LET US BE YOUR GUIDE TO THE THREE PILLARS
- CREDIT – We help put your best foot forward
- INCOME – We want you to be comfortable with the payment
- DOWN-PAYMENT – Buy your home and still go on vacation
The Home Buying Journey
Initial Consultation and Needs Assessment
Mares Mortgage begins by conducting an initial consultation with the client to understand their financial situation, goals, and needs.
Comprehensive Loan Options Presentation
Based on the information gathered in the consultation, Mares Mortgage provides the client with a comprehensive presentation of available loan options.
Customized Loan Package Development
Mares Mortgage works closely with the client to develop a customized loan package that aligns with their specific needs and financial goals.
Streamlined Application and Closing Process
Once the client selects the preferred loan option, Mares Mortgage assists them with the application process.
PERSONALIZED CARE
Our primary goal is to deliver extraordinary guidance and service through every step of the lending process. We have an “open door” policy and have been providing families with friendly, courteous and tailor fit guidance for each of our clients. We want you to achieve the keys to your dream.
SOLID, TRUSTED ORGANIZATION
For over 20 years we have been providing our clients with the strength and stability that you need in a mortgage lender. We have built our company on our core value of integrity and responsible lending practices.
THE FIRST HERO’S STORY OF ABUELA MARES
Maria Soledad Mares Romero, Aka Abuela Chole, began our mindset of putting the consumer first. She is the mother of Cutberto, our Founder and CEO. Her story began in Mexico City where she raised her son as a single mom, putting family first and believing in upholding her son, tradition of community building putting others first. She is our hero and our inspiration behind the mindset of the entire company.
Meet Our Team
WHAT SETS US APART?
Mares Mortgage is part of the #1 Lender in America, UWM, who is revolutionizing the mortgage industry by harnessing the fastest, most advanced technology and even AI. This enables us to offer the lowest rates available nationwide, close home loans in an average of 15 days, and make home ownership more accessible than ever before. However, we understand that technology is only part of the equation. That’s why we ensure you have a dedicated Mortgage Advisor point of contact from start to finish. This blend of innovation and personalized care guarantees a seamless, efficient, and supportive journey to securing your dream home.
TRADITIONAL BANK OR MORTGAGE BROKER
A Traditional Bank offers many financial products and services. One of the services offered by banks is mortgage financing and offers limited selection of mortgage options and a very defined range of interest rates for the home loan needs of their customers.
A Mortgage Broker specializes in offering the services of other mortgage direct lenders. Their pricing can be competitive because each Mortgage Broker has access to a variety of interest rates and programs. However, a Mortgage Broker gathers paperwork from a borrower and must depend on other lenders to underwrite, draw the necessary documents, and fund their loans. This can significantly limit their flexibility and control of the transaction having to depend on others to meet the targeted deadline.
MORTGAGE CORRESPONDENT
Mares Mortgage is a Direct Lender or Mortgage Correspondent and are specialists in all aspects of loan origination and mortgage services. We have unlimited flexibility to shop the entire lender market. This can provide significant pricing advantages over banks. In addition, Mortgage Correspondents are authorized to fund mortgages on their warehouse lines. They use their own funds, or funds borrowed from a warehouse lender to fund their loans. These in-house capabilities virtually guarantee quick and accurate closings for our customers.
Credit Track: Your Fast Track to Homeownership
Get a customized credit improvement plan with our innovative Credit Track service, powered by CreditXpert®. Tailor-made to boost your score and unlock better rates.
The Power of Local Expertise + The Innovation of Credit Track
- Community-Focused: Combining the local understanding of your mortgage broker with the technological prowess of Credit Track, we offer a solution that’s deeply rooted in community values and cutting-edge in its approach.
- A Tailored Plan for You: With Credit Track, receive a credit improvement strategy that reflects your individual circumstances, goals, and the local market dynamics.
- Beyond the Numbers: We see beyond credit scores and mortgage rates. It’s about building lasting relationships and helping you plant roots in a community you love.
COMPLETE FORM NOW
Credit Authorization
Our Commitment Shines Through Our Reviews
Proudly #1 on Google in Orange County, LA, and San Diego with 659 5-Star Reviews. Our clients' success stories are our greatest achievement. Our mission is to guide you to your dream home with ease and excellence. From in-depth local knowledge to personalized credit strategies, we're here every step of the way.
700+ Reviews.
Christian at Mares Mortgage did an incredible job for us. I called him on a Saturday because our home loan with another broker didn't look like it was going to fund and we were on a very short timeline. Christian worked thru the weekend to get an alternate loan setup for us. By Wednesday we had underwriting approval and were cleared to closed on Friday. Escrow then closed on Tuesday. The only way that was able to happen was due to Christian's hard work. I would recommend him and Mares Mortgage to anyone who's looking to buy a home. They're fair, quick, reasonable and experts at what they do.
Vincent Moneymaker
We had a great experience with Mares Mortgage. To say Oscar was amazing is an understatement. He was so professional, kept us informed of our process, he is very knowledgeable and always looked out for our best interest. We will definitely recommend Mortgage to all our Family and Friends.
Viridiana Gonzalez
Going into the house buying environment for a first time can be overwhelming. Thankfully, Bridget has been supportive and informative all the way to earn our trust. She got us amazing rates and guide me through every stage of the buying process and in the end my wife and I are very satisfied with our new home. Overall, I absolutely would recommend Bridget and her team to prospective buyers or sellers.
Andrew Le
As a first-time homebuyer, Mares Mortgage made the process of buying a house easy and stress free. The staff were very responsive and answered every one of our many questions promptly and thoroughly.
Gerardo Fernandez
I cannot recommend Bridget at Mares Mortgage enough. She is professional and stays on top of the current rates. Bridget also went above and beyond and answered all of my clients' questions and walked them through every step of buying their first home. We would not have been able to close this deal without her. She is a huge asset and an incredibly kind person.
Katherine Brocke
As a senior Sales Consultant with Toll Brothers home builders, I have the opportunity to experience the great with the ordinary in all aspects of our industry. Our experience with Mares Mortgage was nothing short of exemplary! They were very knowledgeable, helpful, expeditious, and very serviced focus. Thank you for making our mutual buyer/clients closing go so smoothly.
Tedd Dicus
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News & Articles
31 +
Years of Experience
CHAT WITH THE LOAN BROTHERS!
HONESTY, INTEGRITY, CUSTOMER SERVICE, NOT SOMETHING YOU OFTEN HEAR ABOUT IN A MORTGAGE COMPANY.
Convenient and always first!
Mares Mortgage is rated first, locally* and recommended as the most convenient home loan option.
Proven and perfected!
A standard that has been perfected for more than two decades. When Cutberto Hernandez started providing loans in 1993, he did not just want to provide quality financing.