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    How Does Rent To Own Work: Beginner’s Guide

    Most people aspire to buy a home at some point in their lives. However, certain circumstances, like bad credit, can hinder any potential opportunities to purchase a house outright. But all hope isn’t lost. There is another option. You can…Read More

    14 Mortgage Questions You Should Ask Your Lender

    You’re ready to buy and can’t wait to start life in a new house. But first, you need to find the right mortgage lender. You should do your research when it comes time to choose a lender, and there are…Read More

    How to Buy Real Estate With Bitcoin

    It seems like bitcoin has been in the news more and more recently—you’ve likely heard of it, and you may know people who have invested in it, but what is bitcoin, and does it have a use in real estate?…Read More

    How to Get a Mortgage: What You Need To Know

    It’s an exciting time when you are ready to buy your first home (and an expensive one). Unless you have the cash to buy a house outright, you’re likely going to be taking out a mortgage to finance your purchase.…Read More

    How Home Appraisals Work: A Beginners Guide

    Even if a buyer and seller agree on the price of a home, it’s not final until a home appraisal happens—unless it’s a cash purchase. Home appraisers an impartial third parties, and their job is to confirm a deal by…Read More

    Should You Lock Your Mortgage Rate?

    Interest rates on mortgage loans can be unpredictable—they might fluctuate multiple times during your loan application process and closing. To avoid uncertainty and preserve the interest rate you want, you can ask your lender for an interest rate lock. What…Read More

    How to Pay Off Your Mortgage in 5 Years

    Owning a home has always been a big part of the American dream, but spending 30 years in debt for a traditional mortgage probably sounds scary. Mortgages aren’t necessarily that bad compared to other high-interest debts, like credit cards, but…Read More

    What Happens to Your Mortgage When You Sell Your House

    What Happens to Your Mortgage in a Typical Sale In a traditional home sale, ideally, you will sell your home for more than the amount that’s left on your mortgage. Especially if you’ve been paying the mortgage for years, you…Read More

  • My husband and I are extremely pleased on how smoothly our refinance went through with Christian Hernandez help! We are super excited as we’ll be saving a few hundred $ every month on our mortgage payment. Christian is the man to go to  His expertise and knowledge is superb. He helped us buy our first home and he was very helpful through out the entire process. We were so pleased we just knew we had to go back to him to refinance. He’s the man to go to for all your mortgage needs!

    P G. Tustin, CA

    2016-03-30

  • Excellent mortgage service! This is the second time I worked with Cutberto (Cubie) Hernandez – first was to take out a mortgage loan against my home, and second as a refi with cash out. My experience the first time was so positive that I contacted Cubie again the second time without hesitation. Both times he and his team at Mares Mortgage were quick to respond, and patient to walk me through the steps and explain any confusing procedures to put me at ease. He even made the signing of loan docs convenient. The first time, I was on a trip to Northern Cal, but we didn’t need to wait until my return because he sent a notary to the hotel where I was staying, when I had some down time in my schedule! The second time, the notary came after hours to my house so I didn’t have to leave early from work. I appreciate that they accommodated me, and worked hard for me. I felt very taken care of and valued as a client. I will use them again if the need ever arises, and highly recommend them to anyone who wants to get the job done right, professionally, quickly, and conveniently. Thank you, Cubie, and Mares Mortgage, for the trust I have in you with my biggest investment!

    Phebe A . – Los Angeles, CA

    2015-06-08

  • Great experience and fast service. They helped me purchase my first home and gave me peace of mind with their expertise!!

    Jesse O. – Corona, CA

    2015-10-17

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