Do you have a friend or family member that needs help qualifying for a home loan? Have they asked you to cosign on their mortgage loan? Cosigning on a mortgage loan is a great way to help a friend or…Read More

Want to lower your monthly mortgage payment without the hassle of a refinance? Then you may want to consider a mortgage recast. According to Forbes, Mortgage recasting is one of the top five mortgage trends you’ll see in 2020. Recasting…Read More

When you’ve been living in a particular house for long, there comes the time when renovations aren’t just desired, they’re necessary. Whether it’s minor repairs, major upgrades, or a complete remodeling, all of it takes a lot of time, money,…Read More

Adulthood comes quickly, and with it comes many unexpected responsibilities. These responsibilities include shopping for groceries, washing the laundry… and dishes, considering the possibilities of roommates or a spouse or even raising the much shorter roommates, aka kids.  One of…Read More

If you are a current homeowner, chances are you have heard about mortgage protection insurance, and it could be a wise investment to protect your property from foreclosure. But before you decide on whether to get mortgage protection or not,…Read More

Refinancing has made its way into the headlines recently for the ridiculously low-interest rates that can be seen since the COVID-19 crisis began. Property owners everywhere are interested in refinancing, and they want answers. Key points:   Why, when, and…Read More

Second mortgages are loans, which provide an opportunity to borrow money against the value of your home. In many cases, when you buy a property, its value increases over time. A second mortgage enables you to benefit from the equity…Read More

You would think that buying a second home would be the same as purchasing the first.  But, unfortunately, that’s not usually how it pans out. The process is often significantly more complicated and involves many tax implications than don’t apply…Read More

The COVID-19 pandemic that has swept through the globe this year has changed the way of living for many people, including small business owners all over the country. Many small businesses have been forced to shut their doors or operate…Read More

Many people see owning a home as a right of passage, and sometimes as an obligatory part of their life without considering the risks and benefits. This is because it is seen as part of the American Dream. However, buying…Read More