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Trending Blogs

    How to Buy Real Estate With Bitcoin

    It seems like bitcoin has been in the news more and more recently—you’ve likely heard of it, and you may know people who have invested in it, but what is bitcoin, and does it have a use in real estate?…Read More

    How to Get a Mortgage: What You Need To Know

    It’s an exciting time when you are ready to buy your first home (and an expensive one). Unless you have the cash to buy a house outright, you’re likely going to be taking out a mortgage to finance your purchase.…Read More

    How Home Appraisals Work: A Beginners Guide

    Even if a buyer and seller agree on the price of a home, it’s not final until a home appraisal happens—unless it’s a cash purchase. Home appraisers an impartial third parties, and their job is to confirm a deal by…Read More

    Should You Lock Your Mortgage Rate?

    Interest rates on mortgage loans can be unpredictable—they might fluctuate multiple times during your loan application process and closing. To avoid uncertainty and preserve the interest rate you want, you can ask your lender for an interest rate lock. What…Read More

    How to Pay Off Your Mortgage in 5 Years

    Owning a home has always been a big part of the American dream, but spending 30 years in debt for a traditional mortgage probably sounds scary. Mortgages aren’t necessarily that bad compared to other high-interest debts, like credit cards, but…Read More

    What Happens to Your Mortgage When You Sell Your House

    What Happens to Your Mortgage in a Typical Sale In a traditional home sale, ideally, you will sell your home for more than the amount that’s left on your mortgage. Especially if you’ve been paying the mortgage for years, you…Read More

    What Are Some Mortgage Modification Options?

    Life circumstances often change, and sometimes that change means that our financial situation changes. Refinancing is a good option, but not everyone can qualify. Unforeseen circumstances like a loss of income, natural disaster, or divorce can put homeowners in a…Read More

    What Percentage of Income Should Go To My Mortgage

    How much house can you really afford? With rising rent prices, this can be a little bit of a hot-button topic. Financial gurus and thrifty spenders weigh in with many different opinions. But what matters is what the bank is…Read More

    When Should You Refinance Your Home?

    Refinancing your mortgage is one way to save a lot of money. Lower interest rates, shorter terms, and different mortgage types can all be strategic cost-savings that make refinancing an appealing option. But just like the original loan, refinancing comes…Read More

  • Words cannot begin to express the respect and admiration I have for Christian Hernandez and the team at Mares Mortgage. We started the house buying process nearly 1.5 years back. We started to work with three other mortgage brokers who quickly grew impatient with us because of our limited financial resources. As a newly married couple with minimal liquid capital, we needed to pursue FHA funding. Unlike the other brokers we worked with, Christian consistently went above and beyond the call of duty before, during, and even after the purchase of our new home. I have never written an online review before, but I decided that I would do so for Christian because he has been so terrific. We would likely not have been able to buy our home if it wasn’t for him. Forever grateful! Five stars!! You will not be disappointed.

    Carlos C. – Los Angeles, CA

    2015-07-24

  • If I could give Cubie from Mares mortgage ten stars I would! He was fantastic to work with in purchasing our new home. In this competitive real estate landscape Cubie was an invaluable asset throughout the buying process. He was incredibly patient and knowledgable which was crucial during the stressful first time home buying process. I am so grateful for all of the hard work Cubie put into our loan. He was available 24/7 for any questions my husband and I had. Cubie is my mortgage broker for life and I have recommended his services to my family and friends. Thank you Cubie and the team at Mares mortgage!

    Erika V. El Segundo, CA

    2016-01-20

  • I didn’t think I would get a loan and Mares found the perfect lender for me.  Talk about a personal touch, when I needed to ask them questions, there was no problem getting a hold of them immediately.

    Ask for Christian Hernandez.  He is the man!

    Da M. – Mission Viejo, CA

    2015-10-15

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