Hernandez, Author at Mares Mortgage

Getting a Mortgage Loan With 0 Percent Down

If not for down payments, many more people would be homeowners. The down payment is a hurdle that deters them from even trying to purchase a home. Even with a reasonable income, it’s no easy feat to accumulate 20% of a house’s purchase price. The happy news is that you don’t have to come up […]

Co Signing a Mortgage: What To Know

Do you know someone who’s struggling to qualify for a home loan? Have they asked you to cosign their mortgage? While cosigning can be a great way to assist a friend or family member, it also carries significant risks. Before agreeing to cosign, it’s crucial to understand the potential impact on your credit. Cosigning is […]

The Ultimate Guide For California First-Time Home Buyers

If you’re a first-time home buyer in California, you may feel overwhelmed by all the information. Don’t worry – you’re not alone! This guide will walk you through everything you need to know to make the process as smooth and stress-free as possible. So, what are you waiting for? Let’s get started! California Home Buying […]