FAM Realty Group™ Exclusive Lender Package Invitation
Sponsored by: FRANCES MOUSER TEAM | FAM REALTY | EXP REALTY CA DRE #01878277
Your Dream Home Starts Here
Why Choose Us? ✔ Personalized Local Expertise ✔ Exclusive Credit Track Program ✔ Proven Savings on Mortgage Rates

Fast Track to Success: 13 Day Escrow Closings
In a market where the average buyer faces 21-45 day escrow periods, our streamlined process accelerates this to just 13 days. This rapid turnaround not only eases seller concerns but also positions our clients advantageously, avoiding costly bidding wars by providing certainty and speed.
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Enhanced Buyer Appeal: Shortened Contingencies
Our approach includes minimizing the usual wait times with shortened contingencies. This not only speeds up the process but makes your offer more attractive to sellers, giving you a competitive edge.
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Peace of Mind: Appraisal Refund Guarantee
In the rare event that we must cancel escrow, we protect our clients with an appraisal fee refund guarantee. This commitment underscores our confidence in our process and provides you with added security.
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Immediate Momentum: Same-Day Pre-Approval
Start your home buying journey with momentum. With our same-day pre-approval, you can quickly move from dreaming to doing. Contact us via [telephone number] or our [chat bot link] to get started today.
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Accountability: Daily Penalties
We stand by our promise to close on time. If unforeseen delays occur on our end, we offer daily penalties at our cost. It's our way of showing commitment to our timelines and your home buying success.
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Winning with Technology and Local Expertise
Our integration of cutting-edge technology with the invaluable insights of a local lender ensures a seamless, efficient process. This combination is key to our ability to offer these unique advantages and reflects our dedication to your home buying success.
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Let's Begin Your Journey
Every step we've optimized in our approach is designed to give you an unparalleled advantage in your home buying journey. Contact us today to experience the difference our unique approach makes.
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Credit Track: Your Fast Track to Homeownership
Get a customized credit improvement plan with our innovative Credit Track service, powered by CreditXpert®. Tailor-made to boost your score and unlock better rates.

The Power of Local Expertise + The Innovation of Credit Track
- Community-Focused: Combining the local understanding of your mortgage broker with the technological prowess of Credit Track, we offer a solution that’s deeply rooted in community values and cutting-edge in its approach.
- A Tailored Plan for You: With Credit Track, receive a credit improvement strategy that reflects your individual circumstances, goals, and the local market dynamics.
- Beyond the Numbers: We see beyond credit scores and mortgage rates. It’s about building lasting relationships and helping you plant roots in a community you love.
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Credit Authorization

Our Commitment Shines Through Our Reviews
Proudly #1 on Google in Orange County, LA, and San Diego with 659 5-Star Reviews. Our clients' success stories are our greatest achievement. Our mission is to guide you to your dream home with ease and excellence. From in-depth local knowledge to personalized credit strategies, we're here every step of the way.
700+ Reviews.






Christian at Mares Mortgage did an incredible job for us. I called him on a Saturday because our home loan with another broker didn't look like it was going to fund and we were on a very short timeline. Christian worked thru the weekend to get an alternate loan setup for us. By Wednesday we had underwriting approval and were cleared to closed on Friday. Escrow then closed on Tuesday. The only way that was able to happen was due to Christian's hard work. I would recommend him and Mares Mortgage to anyone who's looking to buy a home. They're fair, quick, reasonable and experts at what they do.
Vincent Moneymaker
We had a great experience with Mares Mortgage. To say Oscar was amazing is an understatement. He was so professional, kept us informed of our process, he is very knowledgeable and always looked out for our best interest. We will definitely recommend Mortgage to all our Family and Friends.
Viridiana Gonzalez
Going into the house buying environment for a first time can be overwhelming. Thankfully, Bridget has been supportive and informative all the way to earn our trust. She got us amazing rates and guide me through every stage of the buying process and in the end my wife and I are very satisfied with our new home. Overall, I absolutely would recommend Bridget and her team to prospective buyers or sellers.
Andrew Le
As a first-time homebuyer, Mares Mortgage made the process of buying a house easy and stress free. The staff were very responsive and answered every one of our many questions promptly and thoroughly.
Gerardo Fernandez
I cannot recommend Bridget at Mares Mortgage enough. She is professional and stays on top of the current rates. Bridget also went above and beyond and answered all of my clients' questions and walked them through every step of buying their first home. We would not have been able to close this deal without her. She is a huge asset and an incredibly kind person.
Katherine Brocke
As a senior Sales Consultant with Toll Brothers home builders, I have the opportunity to experience the great with the ordinary in all aspects of our industry. Our experience with Mares Mortgage was nothing short of exemplary! They were very knowledgeable, helpful, expeditious, and very serviced focus. Thank you for making our mutual buyer/clients closing go so smoothly.