Estephany Pagenkopp, Author at Mares Mortgage

How to Afford a Second Home in California

Owning a second home in California, a state known for its high property values, can be a substantial financial undertaking. However, with the right strategies and understanding of the market, it’s possible to make this dream a reality. This article will explore various aspects of purchasing a second home in California, from financing options and […]

Read More

Buying a Second Home In CA? Here’s What To Know

So, you’re over the hurdle of buying that first home and are now ready to buy a second. That’s great. If it’s been a while since the initial purchase, you may have forgotten just how much work and time goes into finding a new home and securing financing. But here, we’ll talk you through the […]

Read More

How is mortgage insurance calculated

Mortgage insurance is a crucial component for many homeowners who are unable to make a 20% down payment on their home purchase. It protects lenders from the risk of borrower default and is typically required for conventional loans with less than 20% down. Understanding how mortgage insurance is calculated can help homeowners manage their finances […]

Read More